Mortgage Reject

30 Apr

I have never thought of myself as a reject before…rejected yes…but that’s another story. Tonight I’m referring to my incredible frustration with the mortgage industry and thanks to their own stupidity, basically reject everyone who isn’t financially perfect.

Prior to the real estate crash, which they created, the financing wizards gave out mortgages  like Chiclets.  Basically, if you had a pulse and some form of income, you were able to buy property.  As a result, surprise surprise, people defaulted on their loans and went belly up.

The market has seen a turnaround but unfortunately, those same financing geniuses are now cracking down on people attempting to buy a home.  It’s now harder than ever to get a loan to own a piece of the American dream.

You see, I have excellent credit, have never missed a payment, defaulted on a loan, or bounced a damn check, yet I can’t get a mortgage.  So, thanks to these fabulous human beings, I am stuck paying sky-high rent.  I am also unable to give my daughter a yard to play in, and that makes me feel like crap.

Perhaps in a couple of years you will give me another chance, dear loaners?  Maybe by then, you’ll realize that you can ease up on your own ridiculous criteria, now that you’ve made all of your money back from your catastrophic failure.

One Response to “Mortgage Reject”

  1. Teresa (aka Wold) April 30, 2015 at 1:02 am #

    Crap-o-la!!! Bummage!!! BS!!! 😦

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